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CSA A277 Modular — Mortgage-Financeable

Laneway Homes & Garden Suites, Factory-Built in BC

Turn your backyard into housing your family — or your mortgage — will thank you for. KYRAX builds modular laneway homes and garden suites in Surrey, BC under the CSA A277 certification pathway: real property, real financing options, and a home that arrives finished instead of becoming a year-long construction site.

Why a modular laneway home beats a stick build

Mortgage-financeable

A CSA A277 modular on a permanent foundation is real property. That unlocks conventional and CMHC-insured mortgage options — including refinancing programs designed for homeowners adding a secondary suite. Uncertified builds and homes on wheels can't access these.

Days on-site, not months

The home is built and finished in our factory while your foundation is poured. Delivery, set, and connections take days. No season of trades in your backyard, no weather delays, no neighbour complaints.

Smoother permits

A277 means your home is certified to the BC Building Code in the factory with third-party inspection — a documentation package municipalities recognize. We provide the drawings and support your application needs.

What owners build them for

Multigenerational living

A private home for parents or adult kids — together, but not on top of each other.

Rental income

A long-term rental in your backyard that helps carry the mortgage on the main house.

Aging in place

Single-level, barrier-free layouts — zero-step entries, wide doorways, roll-in showers. A gap almost no builder serves; we design for it.

Downsize, keep the lot

Move into the garden suite, rent the main house, and stay in the neighbourhood you've lived in for decades.

Laneway home & garden suite FAQs

The questions every homeowner asks before adding a backyard home.

Find out what your lot allows — free

Send us your address and we'll review zoning, siting, and servicing for a laneway home or garden suite. No cost, no obligation — just a straight answer.