Question 1

Is the deposit refundable?

Accepted Answer

Your deposit reserves your build slot and is applied to your total purchase price. Deposits are refundable within 14 days of placement. After construction begins, deposits become non-refundable but remain credited toward your purchase.

Question 2

Can I finance off-grid upgrades?

Accepted Answer

Yes, all upgrades including solar systems, composting toilets, water filtration, and smart home integration can be included in your financing. This ensures you get a complete package with a single monthly payment.

Question 3

Do taxes and delivery count in financing?

Accepted Answer

Taxes, delivery fees, and site preparation costs can all be included in your financed amount. We provide a complete cost breakdown before you commit, so there are no surprises.

Question 4

How long does financing approval take?

Accepted Answer

Most pre-approvals are completed within 24-48 hours. Final approval typically takes 3-5 business days once all documentation is submitted. You can apply for financing while your home is being built.

Question 5

What credit score do I need?

Accepted Answer

Our financing partners work with a range of credit profiles. While 650+ typically qualifies for the best rates, options exist for scores above 580. We recommend checking your rate without impacting your credit score.

Question 6

Is there a down payment requirement?

Accepted Answer

Down payment requirements vary by lender and loan type, typically ranging from 10-20%. A larger down payment usually results in lower monthly payments and better interest rates.